insurance adjuster estimator software free

I try the best I can to estimate correctly to actually indemnify the policy holder, and carriers hate it, which is a problem.

And since policy holders know nothing about estimating software, they will never know that they are getting fucked. They want and hope adjusters use Symbility incorrectly, so that they have to pay less on claims. Therefore, adjusters need to manually enter in all the additional related line items to reach the same level of inclusiveness as Xactimate, to make it apples to apples.Īnd I’m pretty sure the carriers planned on this to happen. Symbility is very literal, meaning the line items are basically the item itself, and ONLY that item. Xactimate line items are more inclusive of additional expected labor actions or materials that go into the job. So when adjusters use xactimate for 10 years, then start estimating the same exact way in Symbility, they are estimating incorrectly. If your shingles are discontinued, too bad, they owe for the new SKU of it.Īnother thing, Symbility is a very literal software. If you have an old 3 tab shingle, they owe for brand new 3 tab shingles at retail cost from the store.

What pisses me off is they pull this shit on RCV policies, which owes for retail cost, not wholesale cost or appraised value. I CANNOT stand Symbility and the BS carriers pull when using it, and how they make you follow their BS guidelines.ġ) They hide the pricelist from the estimate, and will try to get away with using an old pricelist or use the wrong pricelistĢ) they try to undercut shingle price by using the ITEL line items.ģ) they undercut the shingle line items further by doing “tear out, supply, and install”

Insurance adjuster estimator software free